Friday, August 7, 2020 What is an umbrella policy? A policy that provides additional liability coverage that kicks in after your other insurance policies have reached their coverage limits. Personal Umbrella policies typically offer between one and five million dollars of liability coverage. What does it cover? READ MORE >>
Wednesday, August 5, 2020 When insuring your home there will be many different terms thrown around, especially regarding the cost of your home. Do you know the difference between replacement cost and market value? Replacement Cost Covers repairing or replacing your entire home Market Value READ MORE >>
Monday, July 27, 2020 Home Insurance – What it doesn’t cover A standard homeowner’s policy has exclusions, including earth movements (landslides, earthquakes, sinkholes), power failure, war, nuclear hazard, government action, faulty zoning, bad repair or workmanship, defective maintenance, and flooding. READ MORE >>
Friday, July 24, 2020 When severe storms are on the way…are you prepared? The summer months are times for playing outside, laying by the pool, and yard work. Unfortunately, they can also bring severe weather including thunderstorms, hail, floods, and tornadoes which can cause considerable damage to your home, care, and property. READ MORE >>
Wednesday, July 22, 2020 As we continue to spend more time at home, now is a great time to put together a home inventory list. A home inventory list will help in determining the value of your personal property to ensure you are properly covered. Items to include: • Appliances • Furniture • Valuables READ MORE >>
Friday, August 16, 2019 BACK TO COLLEGE Do you have a student going back to college in the coming weeks? If so, it is important to remember these tips when reviewing both your home and auto insurance policies to ensure you have proper coverage while your student is away at school. Home Insurance READ MORE >>
Tuesday, June 4, 2019 CREDIT BASED INSURANCE SCORE What does my credit score have to do with my insurance? In most states, insurance companies use what is called a credit-based insurance score in underwriting decisions and to determine home and auto premiums. The insurance score is calculated based on select credit report characteristics. READ MORE >>
Monday, May 6, 2019 BOAT & WATERCRAFT INSURANCE Most home insurance policies have limited coverage on boats. If you own a boat, purchasing watercraft insurance will ensure you have adequate coverage for theft, damage, and injuries or accidents while you are on the water, as well as some of your expensive watersports gear. READ MORE >>
Tuesday, April 30, 2019 WHAT IS UMBRELLA INSURANCE? An umbrella policy (also known as excess liability coverage) provides liability protection above your standard homeowner, auto or boat insurance. WHEN DO I NEED AN UMBRELLA POLICY? Below are some examples of when an umbrella policy would be beneficial. READ MORE >>
Friday, November 30, 2018 WHO WE ARE We are part of one of the largest personal lines insurance agencies in the country offering a simplified insurance experience. By working with the most financially secure insurance carriers we are able to provide our clients with the most competitively priced products specifically tailored to their individual needs. READ MORE >>
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