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If you lose your ring in the lake, is it covered on your homeowner’s insurance policy? If you lose your ring in the lake, is it covered on your homeowner’s insurance policy? Your home policy may protect your valuables up to...
Read MoreWhat determines your home insurance premium?
Have you ever wondered what goes into determining your home insurance premium? Below is a list of just some of the items used to determine how much you will pay to insure your home. Have you ever wondered what goes into determining...
Read MoreDoes cut-rate insurance save you money?
With the extra time at home, people have been starting to find ways to save money including shopping for cheaper insurance. However, does cheaper insurance actually save you money? If you are looking at switching things up, consider...
Read MoreDoes cut-rate insurance save you money?
With the extra time at home, people have been starting to find ways to save money including shopping for cheaper insurance. However, does cheaper insurance actually save you money? If you are looking at switching things up, consider...
Read MoreWhat to do after a car accident
While states continue to re-open, that means there are more people on the road and increased risk of accidents. While we hope you never have to use them, below are some steps to follow in the event you are in an accident. Stay Calm If...
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Umbrellas...they're not just for rain
What is an umbrella policy? A policy that provides additional liability coverage that kicks in ater your other insurance policies have reached their coverage limits. Personal Umbrella policies typically offer between one and five...
Read MoreReplacement Cost vs. Market Value
When insuring your home there will be many different terms thrown around, especially regarding the cost of your home. Do you know the difference between replacement cost and market value? Replacement Cost Covers repairing or replacing...
Read MoreHome Insurance Exclusions
Home Insurance – What it doesn’t cover A standard homeowner’s policy has exclusions, including earth movements (landslides, earthquakes, sinkholes), power failure, war, nuclear hazard, government action, faulty zoning...
Read MoreSevere Storms - Are You Prepared?
When severe storms are on the way…are you prepared? The summer months are times for playing outside, laying by the pool, and yard work. Unfortunately, they can also bring severe weather including thunderstorms, hail, floods, and...
Read MoreHome Inventory List
As we continue to spend more time at home, now is a great time to put together a home inventory list. A home inventory list will help in determining the value of your personal property to ensure you are properly covered. Items to...
Read MoreBack to College
Do you have a student going back to college in the coming weeks? If so, it is important to remember these tips when reviewing both your home and auto insurance policies to ensure you have proper coverage while your student is away at...
Read MoreCredit Based Insurance Score
What does my credit score have to do with my insurance? In most states, insurance companies use what is called a credit-based insurance score in underwriting decisions and to determine home and auto premiums. The insurance score is...
Read MoreWatercraft Insurance
BOAT & WATERCRAFT INSURANCE Most home insurance policies have limited coverage on boats. If you own a boat, purchasing watercraft insurance will ensure you have adequate coverage for theft, damage, and injuries or accidents while you...
Read MoreUmbrella Insurance
WHAT IS UMBRELLA INSURANCE? An umbrella policy (also known as excess liability coverage) provides liability protection above your standard homeowner, auto or boat insurance. WHEN DO I NEED AN UMBRELLA POLICY? Below are some examples of...
Read MoreWho We Are
WHO WE ARE We are one of the largest personal lines insurance agencies in the country offering a simplified insurance experience. By working with the most financially secure insurance carriers we are able to provide our clients with...
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