Summer brings sunshine—but also serious risks. Whether you live near the coast, the plains, or the mountains, now is the time to prepare for hurricanes, tornadoes, and wildfires. A few smart steps today can protect your home, your family, and your peace of mind tomorrow.
What You Can Do Right Now
Be in the Know
Download the FEMA App where you can receive real-time weather alerts, locate emergency shelters in your area, prepare for common hazards, and more.
Know Your Risk Zone
Check FEMA flood maps, wildfire risk zones, and tornado-prone areas: National Risk Index
Find your state’s emergency management agency: State Emergency Management Agencies
Secure Your Home
- Hurricane Zones: Install storm shutters or impact-rated windows. Reinforce garage doors.
- Tornado Zones: Anchor heavy furniture and secure outdoor items. Consider a safe room or storm shelter.
- Wildfire Zones: Use fire-resistant roofing and siding. Clear flammable vegetation within 30 feet of your home.
Roof & Gutter Check
Inspect for loose shingles, clean gutters, and install gutter guards to prevent debris buildup.
Emergency Power
Install a generator to keep essentials running—especially if you rely on medical equipment or refrigerated medications.
Smart Landscaping
Use gravel or fire-resistant mulch. Trim trees and remove dead branches. Avoid decorative items that can become projectiles or fuel.
As the Season Heats Up
Build Your Emergency Kit
Include water, non-perishable food, medications, flashlights, batteries, cash, and copies of important documents. Store everything in a waterproof, fire-resistant container.
Review Your Insurance
Understand your coverage for wind, fire, and flood damage. Know your deductibles and speak with your agent about any gaps.
Prep Your Property
- Hurricanes: Re-caulk windows and doors. Inspect and test shutters.
- Tornadoes: Reinforce doors and windows. Identify your safest shelter spot.
- Wildfires: Install ember-resistant vents. Keep a hose and fire tools accessible.
When a Threat Is Forecast
Final Checks
- Hurricanes & Tornadoes: Secure all openings. Bring in outdoor furniture.
- Wildfires: Close all windows and vents. Shut off gas if advised.
Power Up
Fuel and test your generator. Charge all devices and backup batteries.
Protect Valuables
Move important items away from windows. Store documents, jewelry, and electronics in waterproof/fireproof containers.
Stay Informed
Monitor local alerts and weather updates. Follow evacuation orders promptly. If evacuation orders are advised click Evacuation | Ready.gov to “Be in the Know.”
After the Disaster
Safety First
Avoid downed power lines, unstable structures, and flooded roads. Don’t return home until authorities say it’s safe.
Document Everything
Take photos of damage before cleanup. Contact your insurance provider as soon as possible.
Begin Recovery
Run dehumidifiers or air purifiers. Contact restoration professionals if needed.
Need help reviewing your coverage?
Your insurance agent is here to help you prepare, protect, and recover—every step of the way.